So Serious About Being Debt Free That We Are Selling Our House
Oh man. I have been chomping at the bit to write this post! By now all of you know that I am sick and tired of living in a sea of debt. Between the mortgage, two car payments, an insane amount of student loans, credit cards, and medical bills there is pretty much not a whole lot left at the end of the month – and we aren’t even extravagant people to begin with. So how serious are we that we want financial freedom and the ability to live debt free? So serious that we are selling our house.
Holy. Crap. We are selling our house. I kind of want to throw up a little bit.
But here is the thing. The market is crazy hot right now. We have known for awhile that we want to move a little further out from the Cities before our daughter starts Kindergarten. So naturally we decided to have a few realtors (Hi Kelly!) come out to our house and give us an estimate on what they thought we could sell our house for. You know, just for fun. Doesn’t everything always start out “just for fun?” Anyways, the moral of the story is that we would be absolutely stupid not to try and sell right now. When we realized that we could pay off all of our credit cards, both car loans, some of our student loans, all of our medical debt, and still put down at least 20% on a new house AND have some leftover for our savings account there was absolutely no way we could walk away from that and just shrug it off. Nope. All hands on deck! We need to get a few projects finished and most of our stuff moved out stat.
Does it freak me out to just put our house up for sale? Um. Yes. I’m actually peeing my pants a little as I write this. We don’t have a new house in mind yet, and we want our credit to feel the effects of having all of those things paid off (lower interest rates!) so we are probably going to be crashing with some friends (what’s up Seth & Annie) and having the most epic summer ever. Did I mention that they also have a two year old and a baby just like we do? Hello adventure. Good thing one of my husband and I’s favorite places, obviously Blue Door Pub, is right down the street so we can walk there for drinks and tater tot nachos after the babes go to bed.
Am I sad? Yes. The thought of actually leaving this place makes me all kinds of sad. My husband brought me back here after our first date and obviously we totally made out downstairs. We brought both of our babies home from the hospital here. My husband has pretty much re-done the entire house and made it look A-M-A-Z-I-N-G with the help of our incredible family and close friends. I’m lucky to have him, and we are lucky to have such wonderful people in our inner circle. From siding and windows, to completely gutting and re-doing the kitchen and now two bathrooms, and so much more. For as much as I complain about living too close to the City, and the fact that we don’t have air conditioning, it is home. And I am going to cry my freaking eyes out when we leave.
But, financial freedom.
To go from paying an insane amount of money every month to our debt, to only having a mortgage and student loans, is freaking amazing.
So friends. Here we go! I have been MIA on here lately because I’ve been trying to sell all kinds of things and get our house ready to hopefully be on the market real soon. Wish us luck. And come along with us on this journey and lets see how this all plays out together! It is going to be an adventure, that is for sure!
Okay God. You haven’t let us down yet so ready or not, here we go!
ps. Still hyperventilating – incase you were wondering…
Fine print: Putting our house on the market subject to change upon completion of the bathroom remodel where I may decide that I never want to leave. Ever.